All residents of Georgia are required to carry auto insurance for their vehicles. In the event of an accident, the insurance company is there to provide compensation to handle vehicle repairs and medical bills – depending on the type of insurance a driver has. If you live in Georgia, it’s crucial to be aware of the minimum car insurance requirements, the additional types of coverage you can carry, and the consequences of neglecting to have insurance. This will ensure you get the compensation you need to recover if you’re in a collision.
When it comes to financial responsibility for a car crash, Georgia follows a fault system. This means that the driver responsible for the wreck is liable for personal injury and property damage. Typically, their insurance coverage will be looked at first to cover the financial losses associated with the accident. If you’ve been injured in an accident, you can seek compensation by filing a claim with your own insurance company, pursuing a claim against the other driver’s insurance company, or by filing a personal injury claim.