Tips for Filing a Claim Against a Homeowner’s Insurance Policy After a Slip-and-Fall Accident
Many residential slip-and-fall accidents are the result of homeowners’ negligence. If a property isn’t adequately maintained, there’s a chance guests will slip, trip, or fall and injure themselves. Some of the most common residential accidents include:
- Stair Accidents. Factors like foreign substances on the stairs, missing or broken handrails, shallow or varying step heights, or broken wood can easily result in someone falling or slipping on a staircase. Whether the accident happens inside or outside, the injuries can be severe. Spinal cord injuries are possible, especially if the staircase is big.
- Defective Flooring. Rugs, carpets, and floors can also lead to a slip-and-fall accident. Slippery area rugs, frayed carpets, and improperly laid floor tiles are dangerous.
- Slipping on Ice or Snow. Homeowners are responsible for ensuring the condition of the outside of their home is just as safe as the inside. While this may not seem like a big deal, snow in the winter must keep off sidewalks and paths need to be clear and ice-free.
- Broken Sidewalks. Homeowners are supposed to keep their walkways in a reasonable state of repair. Determining liability if someone falls can be challenging because the municipality could be to blame.